Tuesday, October 20, 2026 · Evening
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Finance · 2 sources combined p. 1 / 5
Retirement Pension ELS 100th Issue
Deadline Deadline October 22 · NH Retirement Pension ELS 100th Issue Subscription Deadline
Photo: 연합뉴스 In short NH Investment & Securities will launch the 100th ELS product exclusively for retirement pensions on the 23rd.
Linked to Samsung Electronics and SK Hynix stock prices with a design that reduces principal loss.
Customers who subscribe by November 30th will receive gift certificates or coffee vouchers.
Key facts When Recruitment from October 13th to 22nd, launch on the 23rd. Who NH Investment & Securities presents it as an exclusive product for retirement pensions (DC and IRP). What Samsung Electronics and SK Hynix-based, 3-year maturity, principal return up to 99% ELS 100th issue. How Early redemption at 6.00% annually if both stocks remain at 90% or above of reference price every six months.
What it means for me
All Office workers Retired
Retirement pension DC and IRP subscribers can choose principal repayment rates according to their risk preference.
Employees can apply from 100,000 won through DC and IRP accounts and also receive event benefits.
Retirees can reduce loss risk to 1% by choosing the conservative 99% principal return type.
Why does this matter? Retirement pensions are retirement funds, so long-term stability and earnings structure directly affect subscribers.
Finance · 2 sources combined p. 2 / 5
Woori Bank 369 Special Deposit
D-23 Deadline November 30 · Woori 369 Fixed Deposit Sales Deadline
Photo: 연합뉴스 In short Woori Bank has launched a new fixed deposit where customers can choose the deposit period.
If you sign up by choosing between 3, 6, or 9 months, you receive up to 3.8% annual interest.
You can only sign up through a smartphone app, and it is sold only until the end of November.
Key facts When Sales run from October 20 through the end of November with a total limit of 2 trillion won. Who Woori Bank launched it for customers using the Woori WON Banking app. What It is a fixed deposit with a choice of 3, 6, or 9 months offering up to 3.80% annual interest. How Minimum deposit is 1 million won per account, and early withdrawal interest rates apply if withdrawn early.
What it means for me
Readers looking to deposit a lump sum for a short time should compare interest rates by deposit period.
Why does this matter? In a period of changing interest rates, consumers now have more options to manage funds over short periods.
Finance · 2 sources combined p. 3 / 5
Kakao Bank launches ELB fund
Deadline Deadline October 30 · ELB fund subscription deadline
Photo: 연합뉴스 In short Kakao Bank has launched a principal-guaranteed ELB (Equity-Linked Bond) fund linked to KOSPI 200.
If KOSPI 200 does not fall, you receive 7.4% annual returns.
Subscription is available until the 30th of this month, but there is a risk of principal loss in case of credit risk.
Key facts When You can subscribe until the 30th of this month. Who Kakao Bank has launched a principal-guaranteed ELB fund. What It is a KOSPI 200-linked product that pays 7.4% annual returns if conditions are met. The index is checked every three months, and if it is at or above the starting point, principal and returns are paid.
What it means for me
A product worth considering for investors looking to safely manage spare funds.
Why does this matter? It is an investment product that seeks principal preservation while offering returns exceeding savings deposits.
Economy · 2 sources combined p. 4 / 5
Gwangsan Love Gift Certificates
D-54 Deadline December 31 · 5% cashback benefit expiration date
Photo: 연합뉴스 In short All 9.1 billion won worth of regional currency issued by Gwangsan-gu, Gwangju has been sold out.
Customers could receive a total 15% benefit from a 10% advance discount plus 5% cashback.
The advance discount has ended, but cashback can still be received until December 31.
Key facts When Sales began on October 1 and sold out early on October 18. Who Gwangsan-gu, Gwangju issued 9.1 billion won in regional currency. What A total 15% benefit was provided: 10% advance discount on purchases and 5% cashback on payments. How It is used at local partner merchants via mobile QR code or check card.
What it means for me
All Shop owners
Gwangsan-gu residents should check if the 5% cashback benefit remains available.
Self-employed merchants at partner shops in Gwangsan-gu can expect an increase in customers using the gift certificates.
Why does this matter? This is a policy aimed at increasing local consumption and revitalizing small neighborhood businesses.
Economy · 2 sources combined p. 5 / 5
SAP targets 100 growing firms
Deadline Deadline October 31 · SAP Next 100 First Recruitment Closes
Photo: 매일경제 In short SAP Korea is selecting 100 small and mid-sized companies with high growth potential.
Selected companies will receive 8 months of support for ERP and AI implementation.
Initial diagnosis worth 25 million won is provided free of charge.
Key facts When First recruitment closes October 31, second round starts November 1. Who SAP Korea runs the program with 5 partners including Hana Bank and Visa Korea. What 100 small and mid-sized companies receive 8 months of ERP and AI implementation support. How Diagnosis and design for 2 months are free; construction costs discounted up to 50% afterward.
What it means for me
All Shop owners
Small and mid-sized business owners should consider applying for this digital transformation support.
This targets small and mid-sized companies, not micro-businesses, so it may not apply.
Why does this matter? Supporting companies during early growth is more cost-effective than fixing systems after expansion, when costs balloon.
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