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Saturday, November 7, 2026 · Evening · Policies 2 pages
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Health insurance premium recalculated in November
Request adjustment if income decreased

The National Health Insurance Service will recalculate regional subscriber health insurance premiums starting in November.

  1. 1 pagesHealth insurance premium recalculated in November Request adjustment if income decreasedPolicies
  2. 2 pagesHealthcare premiums on separately-taxed income proposedPolicies
Policies · 2 sources combinedp. 1 / 2

Health insurance premium recalculated in November
Request adjustment if income decreased

D-32 Deadline December 10 · Payment deadline for November health insurance premium
Photo: 연합뉴스

In short

The National Health Insurance Service will recalculate regional subscriber health insurance premiums starting in November.

Last year's income and this year's property changes will be reflected in the new premium.

If your income has decreased, you can apply to the Service to lower your premium.

Key facts

WhenNew premiums apply starting November, with payment deadline December 10.
WhoSelf-employed people, freelancers, retirees, and other regional health insurance subscribers.
WhatPremiums are recalculated reflecting income for 2025 tax year and property changes as of June 1, 2026.
HowIf income decreased due to business closure or retirement, you can apply for adjustment and receive reduced premium.

What it means for me

Regional subscribers should check their November bills and consider adjustment application if income decreased.

If income decreased due to business closure or suspension, you can lower premium through income adjustment program.

If financial income from interest and dividends decreased, you can apply for adjustment to lower health insurance premium.

Policies · Under review · 2 sources combinedp. 2 / 2

Healthcare premiums on
separately-taxed income proposed

Photo: 매일경제

In short

The National Health Insurance Service is reviewing plans to impose healthcare premiums on income that previously paid only taxes but no premiums.

Daily wage income, ISA (Individual Savings Account), pension savings and retirement pension income are mentioned as potential targets.

The specific targets, criteria, and implementation timeline have not yet been decided.

Key facts

WhoThe National Health Insurance Service revealed this in materials submitted to the National Assembly's Health and Welfare Committee.
WhatIt is reviewing healthcare premium charges on daily wage income, ISA tax-exempt and separately-taxed income, pension savings and IRP (Individual Retirement Pension) income, and others.
HowThe initiative aims to reduce coverage gaps where insurance premium treatment differs depending on income type and tax method.
WhyThe goal is to enhance fairness in premium burden distribution and strengthen the health insurance financial foundation amid aging population pressures.

What it means for me

Readers with separately-taxed income may face increased healthcare premium burdens going forward.

If you are preparing for retirement through ISA and pension savings, you should monitor whether healthcare premium burdens increase.

If you live on pension and dividend income and are registered as a dependent of your child, you should verify whether your dependent status eligibility will be maintained.

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