Healthcare premiums on
separately-taxed income proposed
In short
The National Health Insurance Service is reviewing plans to impose healthcare premiums on income that previously paid only taxes but no premiums.
Daily wage income, ISA (Individual Savings Account), pension savings and retirement pension income are mentioned as potential targets.
The specific targets, criteria, and implementation timeline have not yet been decided.
Key facts
| Who | The National Health Insurance Service revealed this in materials submitted to the National Assembly's Health and Welfare Committee. |
|---|---|
| What | It is reviewing healthcare premium charges on daily wage income, ISA tax-exempt and separately-taxed income, pension savings and IRP (Individual Retirement Pension) income, and others. |
| How | The initiative aims to reduce coverage gaps where insurance premium treatment differs depending on income type and tax method. |
| Why | The goal is to enhance fairness in premium burden distribution and strengthen the health insurance financial foundation amid aging population pressures. |
What it means for me
Readers with separately-taxed income may face increased healthcare premium burdens going forward.
If you are preparing for retirement through ISA and pension savings, you should monitor whether healthcare premium burdens increase.
If you live on pension and dividend income and are registered as a dependent of your child, you should verify whether your dependent status eligibility will be maintained.
